Salient Features & Benefits

  Immediate money transfer through mobile device round the clock 24 x 7 and 365 days.
  Single mobile application for accessing different bank accounts.
  Single Click 2 Factor Authentication from security perspective – aligned with the regulatory guidelines, yet provides for a very strong feature of seamless single click payment.
  Usage of Virtual Payment Address (VPA) provides for incremental security.
There is no need to enter the details such as card no., account number, IFSC, etc., at the time of transaction initiation or authorization.
  Payments can be done through any bank UPI App having accounts of multiple banks linked to the same UPI App.
  Payments can be initiated from the customer or the merchant. Merchant initiated payments will appear as a collect request in the customer’s UPI App for authorization.

Benefits for end customers

  Convenient and secured mode for authorizing payments.
  Access to multiple bank accounts via a single UPI App.
  Options available to select the Bank account through which the payment needs to be done.
  Transfer funds anytime - 24 x 7 x 365 availability.
  Raise complaint/dispute from UPI App directly.
  Payments can be initiated from the customer or the merchant. Merchant initiated payments will appear as a collect request in the customer’s UPI App for authorization.

Benefits for merchants

  Instant fund collection from customers.
  Easier reconciliation using unique transaction reference number.
  Secure and cost effective mode of payment compared to cash collection and other payment modes.
  Elimination of the Cash on Delivery (COD) collection problem.

Simple Steps to get started